1. More financing channels for users;
2. Lower down payment threshold for users;
3. Flexible selection of repayment period by users based on the income;
4. Short credit review time and more flexible review standards than banks;
5. Fixed financing rate to avoid the increase of capital cost.

We offer several options for financial leasing. Please negotiate directly with Lonking’s distribution agencies to determine the financial leasing elements such as specific equipment price, down payment, security deposit, service charge, financing term, and payment amount for each installment.

Financial Services

Financial leasing is a credit sales tool that allows users to obtain the right to use engineering machinery products with fewer funds.

Natural person user

Corporate user

Identity certificate: identity certificates, household registers and marriage certificates of the lessee and his/her spouse

Company qualification certificates, including business license, tax registration certificate, organization code certificate, and identity certificate of legal representative

Proof of income: bankbooks and bank statements (copies for the past 6 months) (if any) of the lessee and his/her spouse

Documentary evidence of financial position: financial statements for the last three years (if any) and the latest period

Property certificate: house property ownership certificate, driving license or purchase invoice (copy), and bank certificate of time deposit (if any)

Project contract: refers to the project contracting/equipment leasing agreement or the letter of certification of the project employer/subcontractor/or relevant leasing contract (if any)

Project contract: refers to the project contracting/equipment leasing agreement or the letter of certification of the project employer/subcontractor/or relevant leasing contract (if any)

Guarantee: third-party guarantee, signing of guarantee contract

Guarantee: third-party guarantee, signing of guarantee contract

Note: The guarantor is a corporate, and the legal representative is under the age of 65.

Financial leasing business consulting

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