Six advantages of Lonking financial leasing
- 1More financing channels for users
- 2Lower down payment threshold for users
- 3Flexible selection of repayment period by users based on the income
- 4Short credit review time and more flexible review standards than banks
- 5Fixed financing rate to avoid the increase of capital cost
Financial Services
Financial leasing is a credit sales tool that allows users to obtain the right to use engineering machinery products with fewer funds.
Financial leasing options
We offer several options for financial leasing. Please negotiate directly with Lonking’s distribution agencies to determine the financial leasing elements such as specific equipment price, down payment, security deposit, service charge, financing term, and payment amount for each installment.
The following materials shall be provided for applying for financial leasing business
Natural person user
- Identity certificate: identity certificates, household registers and marriage certificates of the lessee and his/her spouse
- Proof of income: bankbooks and bank statements (copies for the past 6 months) (if any) of the lessee and his/her spouse
- Property certificate: house property ownership certificate, driving license or purchase invoice (copy), and bank certificate of time deposit (if any)
- Project contract: refers to the project contracting/equipment leasing agreement or the letter of certification of the project employer/subcontractor/or relevant leasing contract (if any)
- Guarantee: third-party guarantee, signing of guarantee contract
Corporate user
- Company qualifications: business license, tax registration certificate, organization code certificate, and identity certificate of legal representative
- Financial position: financial statements for the last three years (if any) and the latest period
- Project contract: refers to the project contracting/equipment leasing agreement or the letter of certification of the project employer/subcontractor/or relevant leasing contract (if any)
- Guarantee: third-party guarantee, signing of guarantee contract
Note: The guarantor is a corporate, and the legal representative is under the age of 65.
Financial leasing business consulting
Contact our team for details on financing options and leasing services.
Loader: +86-597-2961183